Vacation Budget Calculator

Plan a trip: total estimated cost, cost per traveler and per day, a monthly savings target, and an affordability signal.

Results are planning estimates, not live price quotes. National anchors: an average one-week US vacation runs ~$1,991/person (range $739–$5,728), a couple ~$3,982, typical ~$175/person/day.

Trip characteristics

Length of trip (days)

Lodging is charged by nights (a 6-day trip = 5 nights).

Number of travelers

Children traveling (optional)

Destination (memo only)

Free text — no automated cost impact.

Children pay half-fare for transport

Child daily-spend factor (default 65% of adult rate)

Line-item costs

Transport / flights (per traveler, one-off)

Lodging (per night, per room)

Shared by the room — not per traveler.

Daily food & drink (per person, per day)

Activities / tours / tickets (lump sum)

Local transport / rental car (lump sum)

Shopping & souvenirs (optional, lump sum)

Fixed costs (visa, insurance, vaccinations, gear — total)

Contingency buffer %

Recommended 10–15%.

Savings plan (optional)

Months until the trip

Already saved ($)

Estimated trip cost

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Cost per traveler

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Cost per day

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Spend tier / person-day

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Where the money goes

Savings plan

Monthly savings target

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Credit-card warning: unfunded travel often becomes ~$1,500–$2,000 of credit-card debt. If the savings target seems out of reach, shorten the trip, choose cheaper lodging/transport, cut activities, or move the dates — rather than running it up on a card.

Estimate for planning only. Airfare, lodging, fuel, exchange rates and fees change before booking; real costs will differ. This tool cannot lock in prices, predict every extra (baggage, parking, tips, medical, currency), or decide affordability on its own.

Data sources & anchor defaults

Pre-filled defaults (hotel $259/night, food $58/day) come from Chime/BudgetYourTrip and can be edited. Child daily spend defaults to 65% of the adult rate (spec: 60–70%).